WhatsApp UPI payment feature: How to get it right now

WhatsApp payment option roll out in India

It is rolling out gradually to beta testers in the country, meaning that a full release should be coming shortly.

The transactions in WhatsApp Payments will be made through bank accounts linked to Unified Payments Interface (UPI), allowing users transact between accounts of different banks.

The implementation appears to be very simple and straight-forward.

The user must verify their number via SMS and choose a bank. The menu also holds a detailed log of your payment history, including the two parties and the bank involved.

WhatsApp Payment steps and procedure
Source Facebook

A report by FoneArena that both the sender and receiver need to have the WhatsApp Payments feature to successfully transact on the messaging app. Users have reportedly been facing issues linking their bank accounts to the app, although this is expected from a feature available in beta.

The Facebook-owned company had received approval from the Indian government to integrate UPI into its messaging service last July in order to implement payments, according to The Economic Times. This feature is said to be available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. This indicates the final stage of inclusion of WhatsApp payments system on the Android app will be soon launched. India is WhatsApp's largest market with over 200 million users active daily users.

We understand that WhatsApp will let users know when P2P payments becomes more widely available in India, after the best testing phase completes.

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